Privacy Policy and Practices of D J Box insurance.
In 1999 Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how financial institutions treat nonpublic personal financial information. The Act is effective July 1, 2001. D J Box insurance. has always been committed to maintaining customer confidentiality. We appreciate this opportunity to clarify our privacy practices for you as a result of this new law.
• As part of our insurance business, we obtain certain “nonpublic personal financial information” about you, which for ease of reading we will refer to as “information” in this notice. This information includes information we receive from you on applications or other forms, information about your transactions with us, our affiliates or others, and information we receive from a consumer reporting agency.
• We restrict access to the information to authorized individuals who need to know this information to provide service and products to you.
• We maintain physical, electronic, and procedural safeguards that protect your information.
• We do not disclose this information about you or any former customers to anyone, except as permitted by law.
• Employees share this information outside the company only as authorized by you or for a specific business purpose.
• The law permits us to share this information with our affiliates, including insurance companies and insurance service providers.
We may also share other types of information with our affiliates, including insurance companies and insurance service providers. This information may be financial or other personal information such as employment history and it may not be directly related to our transaction with you. Consistent with the Fair Credit Reporting Act, our standard authorizations permit us to share this information with our affiliates.
You do not need to call, or do anything as a result of this notice. It is meant to inform you of how we safeguard your nonpublic personal financial information. You may wish to file this notice with your insurance papers.
We value our relationship with you and strive to earn your continued trust.
D J Box insurance. Privacy Notice
While the nature of insurance requires that we gather personal financial and / or health information about you, we know that this information must be protected. The D J Box Insurance Agency, Inc. privacy notice applies to information gathered in connection with the products underwritten by the companies as described above.
Information We Collect:
We get most information directly from you, such as information provided to us on your application for insurance. We also collect information about your transactions with us, such as insurance premiums and policy numbers. We may obtain additional information from third parties. Third parties may include companies, employers, consumer reporting agencies, or health care providers. Information collected may relate to your finances, employment, health, avocations, or other personal characteristics, as well as publicly available information about you.
Information We Disclose:
We may disclose collected information to our affiliates and non-affiliated service providers when necessary to carry out our normal business activities. These activities may include evaluating requests for insurance products, evaluating claims, marketing services, administering of policies, and processing transactions at your request. Service providers may include your company agents who service your policies, our affiliates, or third parties that help us provide you with our products and services. We may also disclose collected information to financial institutions with which we have a joint marketing agreement. Affiliated companies are within the D J Box insurance. family of companies. Non-affiliated companies are outside of the D J Box insurance. family of companies. They may include banks, other insurance companies, service vendors and insurance agencies. We also may disclose information as permitted or required by law. We do not disclose collected information about our former customers to anyone except as permitted by law.
Protection of Information:
Our employees are trained and required to maintain our privacy policies and procedures. Employees who violate these policies and procedures are subject to disciplinary action. Affiliates and third parties to whom we disclose information are required to maintain adequate security standards for the protection of collected information. In addition, we maintain physical, electronic and procedural safeguards to protect information.
